accessibility ACCESSIBILITY
Vivien Chadkewicz, D.M.D.
Family and Cosmetic Dentistry
11199 Sorrento Valley Rd #208, San Diego, CA 92121
Call: (858) 646-0676

Financial Options

Form of Payments

For your convenience, we accept cash, personal checks, money orders, and most major credit cards. Payment is expected at the time services are performed.  Feel free to contact our office if your treatment plan requires more comprehensive dental work and you want to discuss financial arrangements.
     

Dental Insurance Companies

These links are provided to give you easy access to your insurance provider's website. Just click the link and your insurance company's website will be opened in a new window!

Aetna Dental Insurance
Blue Cross of California
Blue Shield of California
Careington Dental Insurance
Cigna Dental Insurance
Delta Dental of California
Delta Dental of New Mexico
Delta Dental Premier
Dental Benefit Providers
Dentegra
DenteMax Insurance
DHA / Assurant
First Dental Health
Guardian Insurance
Humana Dental Insurance
Lincoln Dental Insurance
Maverest Dental Network
Metlife Insurance
Premier Access Dental Insurance
Principal Dental Insurance
United Concordia
United Healthcare


Dental Payment Options 

Lending Club Patient Solutions Payment Calculator


Our practice is pleased to present flexible payment plans through Lending Club Patient Solutions. Lending Club Patient Solutions offers: 

• Plans with low fixed rates & low monthly payments that never change over the life of the loan 
• Patient-friendly, True No-Interest Plans with no retroactive interest   
• No upfront payments 
• No prepayment penalty

It’s easy to calculate your potential monthly payments. Simply complete a short application which displays 
fixed rates and monthly payments available for Extended Plans, all without impacting your credit score.

For more information, simply ask a team member or visit lendingclub.com/patients.
Apply Here

 

Care Credit



How is CareCredit different from my other credit cards?

CareCredit is a credit card exclusive for healthcare services. With CareCredit, you can get a No Interest* payment plan if paid in full within 6, 12, 18 or 24 months on purchases with your CareCredit card. Interest will be charged to your account from the purchase date if the promotional balance, including optional charges, is not paid in full within 6, 12, 18 or 24 months or if you make a late payment. Minimum monthly payments required. 

How long do I have to pay off my treatment fees?

The length of time you have to pay depends on the promotional payment plan that you choose when you use the card. Not all CareCredit providers offer all promotional plans, so ask your provider for details.

How do I qualify for CareCredit?

Approval is based on information from your credit application and past credit history. This includes information from the primary applicant as well as any co-applicant.

Why do doctors offer CareCredit?

Many patients put off treatments and procedures because they cannot afford to pay. Doctors offer CareCredit payment plans as a convenient option to consumer credit cards, cash or checks. CareCredit allows you to pay over time often without incurring interest charges instead of a lump sum prior to treatment. Offering CareCredit removes the accounts receivable responsibilities from the doctor and allows them to focus on recommending and providing the best care to their patients.
*No Interest if Paid in Full Within 6, 12, 18 or 24 Months

On Purchases made with your CareCredit card. A minimum purchase amount may be required for promotional plans longer than 6 months in duration. Interest will be charged to your account from the purchase date if the promotional balance, including optional charges, is not paid in full within 6, 12, 18 or 24 months or if you make a late payment. Minimum Monthly Payments Required. Account fees apply. If promo and debt cancellation are not paid in full within 6, 12, 18 or 24 months, interest at APR 26.99% will be assessed from purchase date. If account goes 60 days past due, promo may be terminated early and accrued interest will be billed. As of 11/1/2010, Purchase APR 26.99%; Penalty APR 29.99%. Minimum Interest $2. Existing cardholders refer to your current credit agreement for rates and terms. Subject to credit approval. 14.90% APR and Fixed Monthly Payments for 24, 36, 48 or 60 Months

On purchases of $1,000 or more on 24, 36, or 48 months and $2,500 or more on 60 months with your CareCredit credit card. Accounts at Penalty APR ineligible for reduced APR. Fixed Minimum Monthly Payments Required. Penalty APR may apply if you make a late payment. 24 fixed monthly payments equal to 4.8439%, 36 fixed monthly payments equal to 3.4616%, 48 fixed monthly payments equal to 2.7780%, or 60 fixed monthly payments equal to 2.3737% required but interest will be assessed at reduced 14.90% APR if all minimum monthly payments on account, including debt cancellation, paid when due. If account goes 60 days past due, promo may be terminated early and standard account terms will apply. As of 11/1/2010, Purchase APR 26.99%; Penalty APR 29.99%. Minimum Interest $2. Existing cardholders refer to your current credit agreement for rates and terms. Subject to credit approval.

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